Sarah Graves , Author at Money Crashers

12 Best Places to Donate Used Furniture to Charity

Sarah Graves — Sun, 16 Jul 2023 13:16:00 +0000

Whether you’re moving, downsizing, or in need of a home refresh, it may be time to say goodbye to your old furniture. And that means figuring out what to do with it. Fortunately, there are plenty of charities and nonprofit organizations that will happily take it off your hands if it’s in good condition. You

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26 Creative Ideas for a Romantic Date Night at Home (on a Budget)

Sarah Graves — Wed, 03 May 2023 21:00:00 +0000

We’ve all heard that regular date nights are important to keep a marriage healthy and strong. Yet these days, everyone is busy, tired, and overspent. Add kids to the mix, and it only gets harder to prioritize each other in the midst of the daily chaos that is raising a family. Regardless, a solid marriage

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Allowance for Kids – Types and How Much You Should Pay for Chores

Sarah Graves — Thu, 02 Feb 2023 12:00:00 +0000

There are multiple ways you can handle your kid’s allowance, and they all come with their own pros and cons. But the ultimate goal is to teach your kids money management skills, so it’s important to understand which allowance system is best for your kids based on their age and your objective.

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5 Best Crowdfunding Sites for Personal Needs & Emergencies

Sarah Graves — Thu, 15 Dec 2022 13:00:00 +0000

In a country where even people with employer-sponsored health plans are chronically underinsured, many turn to crowdfunding as a potential source of relief. But to capture the interest of donors, you must first choose the right platform. Find out which one is best for you.

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Fetch Rewards vs. Ibotta – Which Is Better for Grocery Rebates?

Sarah Graves — Thu, 10 Nov 2022 20:31:37 +0000

With inflation touching every aspect of people’s lives, especially the cost of vital goods like groceries, it’s no wonder there’s a surging interest in grocery rebate apps. I’ve been using them for years, and I never go shopping without my handy list of rebates queued and ready to go. My two favorites are Ibotta and

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Student Loan Forgiveness Programs by State

Sarah Graves — Thu, 03 Nov 2022 04:11:00 +0000

The skyrocketing cost of getting a degree is starting to undermine the value of higher education. That’s especially the case if you, like most college graduates, had to take on student loans to get one. To ensure your degree is ultimately worth it, student loan borrowers can use any relief they can get from the

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22 Ways to Pay for Grad School (With or Without Student Loans)

Sarah Graves — Fri, 21 Oct 2022 03:01:00 +0000

More students than ever are heading to graduate school. According to a 2016 report from the Council of Graduate Schools, total graduate school enrollment has increased by about 1.1% every year since 2006. And the National Student Clearinghouse Research Center reports that graduate enrollment was up 4.3% in spring 2021 over spring 2020. If you’re

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18 Business Ideas for Teachers (Looking for a Side Hustle)

Sarah Graves — Fri, 30 Sep 2022 13:00:00 +0000

Trying to make ends meet on a teacher’s income can be a real struggle. Many teachers take on second jobs to put some extra money in their pockets. Thankfully there are many side businesses that fit with a teacher’s schedule and expertise. Learn about the best side business ideas for teachers.

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28 Companies With the Best Tuition Reimbursement Programs

Sarah Graves — Thu, 15 Sep 2022 21:00:00 +0000

Tuition assistance programs help companies retain quality employees and maintain a skilled workforce, and the benefit helps employees avoid student loan debt and get job-related skills needed to advance. Learn about the companies with the best tuition reimbursement programs.

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Top 15 Recession-Proof Degrees and Majors

Sarah Graves — Thu, 08 Sep 2022 13:00:00 +0000

A higher education degree won’t guarantee a job in a tight market. However, specific career fields take less of a hit during tough times and are sometimes even in high demand during economic downturns. Find out which degree paths offer the best chance of employment in a down economy.

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How to Get Out of Default on Student Loans

Sarah Graves — Mon, 15 Aug 2022 13:00:00 +0000

Defaulting on your student loans can be stressful, with daily calls from collection agencies, damage to your credit score, garnished wages, and claims against your property. Fortunately, there are options for getting out of default whether you have federal or private student loans.

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5 States That Will Pay Off Your Student Loans for Moving There

Sarah Graves — Thu, 11 Aug 2022 17:00:00 +0000

Moving to a new state to pay off your student loans might sound like a drastic move, but you get to experience a new place and maybe even a lower cost of living or better job opportunities. The only question left to ask yourself is which state to move to.

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14 Best Places to Sell Your Used Electronics for Cash

Sarah Graves — Wed, 10 Aug 2022 21:00:00 +0000

Your old tablets or smartphones could do more for me than take up space. If you have gadgets that are still in good working condition, check out these places to sell your used electronics for cash.

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The Pros and Cons of Refinancing Student Loans Before Grad School

Sarah Graves — Wed, 10 Aug 2022 03:23:00 +0000

More than ever, Americans are pursuing advanced degrees. The decision to pursue a graduate degree is fraught with questions, not the least of which is how to reduce student loan debt. It starts with figuring out what to do with all those undergrad loans before taking on even more. Refinancing your undergrad loans is one

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Is Student Loan Forgiveness Worth It? – Pros & Cons

Sarah Graves — Wed, 10 Aug 2022 03:18:00 +0000

The question of whether or not student loan forgiveness is worth it might seem like an odd one. After all, who wouldn’t want the balance of their student debt forgiven? While there are certain types of borrowers who may benefit from it, before you start relying on forgiveness as a way out, you should know

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What Is a PLUS Loan – Application Requirements for Parents & Graduates

Sarah Graves — Wed, 10 Aug 2022 03:04:00 +0000

With the cost of college continually on the rise, few students can cover tuition and expenses without taking out student loans. According to the Urban Institute, 70% of those with a bachelor’s degree have student debt. And though only 15% of all students go on to graduate school, 40% of the country’s total yearly student

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18 Best Online Jobs for Teens to Work From Home in 2024

Sarah Graves — Thu, 04 Aug 2022 21:00:00 +0000

Looking for an online job to pay the bills in high school? If you have a passion and time to spare, you can turn it into a part-time gig that earns real money. Find out the best online jobs for teens and how much you could realistically earn from each.

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Chipper App Review – Pay Off Your Student Loan Debt

Sarah Graves — Wed, 20 Jul 2022 15:30:33 +0000

Chipper is a student loan repayment tool that can help you "chip" away at your debt and pay your student loans off faster. But that’s not all it can do. Find out whether you should download it today.

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Is There a Statute of Limitations for Paying Back Student Loan Debt?

Sarah Graves — Tue, 12 Jul 2022 03:38:00 +0000

It’s been a rough decade for many student loan borrowers, including Jennifer (name changed for privacy). A stroke sidelined her, and disability payments weren’t enough to stay ahead of her debt. Creditors have been hounding her relentlessly, threatening to garnish her nonexistent wages. Fortunately, the statute of limitations just ran out on her credit card

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How to Discharge Federal Student Loans — 8 Options to Cancel Your Debt

Sarah Graves — Tue, 12 Jul 2022 03:31:00 +0000

Millions of college graduates owe tens of thousands in federal student loans. My monthly payment is $600. That’s a big chunk out of this mom’s already overstressed budget. I don’t know about you, but getting rid of some or all of those student loans could be a game-changer for me. And in certain circumstances, you

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