1. Introduction

Welcome to save-money.org site! When accessing save-money.org and its related websites, services or other tools (collectively referred to as “save-money”) you are consenting to the following Terms & Conditions. save-money is owned and operated by Yukon SNC Management Ltd, Strovolou, 77, STROVOLOS CENTER, 2nd floor, Flat/Office 204, 2018, Nicosia, Cyprus (hereinafter – “the Company”, “we", "us", "our"). The terms "you" refers to a natural person who accesses, browsing, contributes content or in any other way interacts with save-money.

PLEASE READ THESE CONDITIONS CAREFULLY BEFORE USING SAVE-MONEY! By using save-money.org you warrant that: 1) you have carefully read, understood, and agreed to be bound by these Terms & Conditions; and 2) that you have reached a legal age and have a full legal capacity to enter into legal relations with the Company.

You are automatically accepting these Terms & Conditions in a whole, including related policies, such as Privacy & Cookies Policy, by starting using save-money.org and its related websites, services or other tools. You are accepting provisions related to registered users by creating an account on save-money.org. These Terms & Conditions form a legally binding agreement between you and the Company. If you do not accept these Terms & Conditions in a whole you are not authorized to use save-money.org. We also highly encourage you to read our Privacy & Cookies Policy in order to understand how we collect, use and share your personal information and data. Privacy & Cookies Policy constitute the integral part of these Terms & Conditions.

save-money.org is designed to help you find web-sites containing information allowing to find “smart” ways of moneysaving (sales, discounts, coupons, promotions, etc.) – hereinafter, money-saving sites or MSS.

We retain the right to add, delete and modify provided services at any time, in our own discretion.

PLEASE NOTE THAT WE RETAIN THE RIGHT TO CHANGE THESE TERMS & CONDITIONS AT ANY TIME WITHOUT PRIOR NOTIFICATION. When such changes are made, we display a new copy of Terms & Conditions on the save-money.org website. All amendments shall be automatically effective after 30 (thirty) days after the initial posting date. If you do not agree to the new amendments, please do not use save-money.org site further. It is your sole responsibility to regularly check the website to monitor changes in these Terms & Conditions.

Your use of save-money.org does not create any partnership, joint venture, employee-employer or franchise-franchisee relationship between the Company and you.

The Company is not a party to any dealing, contracting and any other relations between you and an MSS. The Company has no control mechanism and does not guarantee the quality, safety and legality of any services that are advertised or performed by an MSS. Entering in any contracts, agreements and other relations with an MSS is your sole risk. The Company is not an authorised agent of any of the MSS.

2. License

The Company grants you, and you accept a non-exclusive, personal, non-transferable, non-commercial limited license to access and use save-money.org site, provided that you fully comply with these Terms & Conditions.

3. Registering an account

You may register on save-money.org and create your personal account to get access to personalised services (blogs, alerts and other notifications) (hereinafter - “Account”) if you meet the criteria of eligibility for save-money.org use.

By registering the Account, you agree to provide us your personal data and gives us a right to use it according to the relevant provisions of the Privacy & Cookies Policy.

You agree to provide only true, accurate and complete Account information and to update it timely in order to ensure accuracy.

You as an account holder are responsible for all activities that occur under the Account, including, but not limited to, password management and account information. All the actions made from your account are presumed to be made by you. You are solely responsible for security of your account authorisation credentials (e-mail and password).

If you wish to delete your account, a request shall be made to save-money.org support service at: contact@save-money.org. The Account will be deleted within 14 (fourteen) days after the initial request has been received. Your information (personal information including contact data) will be deleted from save-money.org database immediately after account is deleted.

Note that even after the account has been deleted, all the material posted by you on save-money.org remains in place.

The Company retains the right, in its sole discretion, to terminate access to the Account if you are not eligible to use save-money.org, or provided non-accurate personal information about yourself, or use e-mail and/or social networks accounts not belonging to you, or try to make harm to save-money.org by viruses, worms or violate Terms & Conditions, Privacy & Cookies Policy and/or any other related regulations in any other way.

4. Prohibited actions

While using save-money.org, you are prohibited from actions that would violate our rights, rights of other users and/or third parties or from other actions that could impede the normal work of save-money.org, including, but not limited:

a) copying, modifying, reproducing materials from save-money.org, in a whole or partially, without our prior consent or in cases expressly allowed by applicable law;

b) provide deep links to save-money.org materials;

c) make any unauthorized use of, or infringe in any other manner, any trademark, right of privacy, right of publicity or other intellectual property of proprietary right of any entity or individual;

d) take any action that imposes, or may impose, in our discretion, an unreasonable or disproportionately large load on our infrastructure;

e) try to make harm to the site and its supporting infrastructure by viruses or other malware.

f) attempt to modify, translate, adapt, edit, decompile, disassemble, or reverse engineer any software programs used on save-money.org;

g) attempt to get access to an Account registered not by you without express consent of its holder.

5. User generated content

save-money allow you, upon registration and creating the Account, to create a blog posts and to comment others’ blog posts and other materials and to interact with save-money.org and its users in other way while making available your own content (hereinafter – “Content”).

By posting your Content on the site or on the site’s pages in social networks, you assign to us all your intellectual property rights to this Content, including but not limited copyright rights, rights to databases (collections, compilations), etc. You agree not to assert any moral rights in respect of provided information (if such rights are recognised) against us, our assignees, licensees and successors in title. If you do not have the right to assign to us some intellectual property right (e.g., because you have only limited rights yourself), then by posting your Content you give us the same license for the Content as you have. You cannot revoke your rights assignment or a licence even if you delete your account.

We want our Community to be the place that is safe and useful for all its members. Our Community unite people of different background and culture, so let’s be respectable and courteous to each other. Bear in mind that all you posts, reviews and comments has to be:

• Respectful and legal. Please pay respect to other’s points of view and experience. Hate speech, harassment, incitement to violence, criminal offenses and other illegal activity, child abusive or sexually explicit content, bulling/trolling, as well as sexual, racial, educational, economic, etc. discrimination or other forms of bigotry are prohibited!

• Ethical. Be correct and polite to others and adherent to law. Your may not attack a reputation of a person or entity. Do not be offensive. Refrain from personal remarks: comment on content, not on the contributor.

• Relevant. In general, our site is to discuss money-saving issues. Please, stick to the topic. When you write in the Community, your answers have to be coherent to questions. When you review a money-saving site, write about this site’s service, not about its other aspects (e.g., their employment policy or political support). Do not spam or flood.

• Accurate. Be precise and truthful. Make sure your comments are not misleading. Intentional and knowing providing of false information, especially false accusations, may result in the annulment of the account, as even in a legal action! Particularly, you cannot misrepresent your affiliation with save-money or any money-saving site.

• Reflecting your own experience. Please write about that you have seen or experienced personally. Do not retranslate rumours or talks of third parties.

• Non-commercial. The community is a place for free and objective share of information. You can’t use it to promote any commercial interests without our prior consent – neither to advertise the business you are connected to nor to play against its competitors.

• Respecting IP rights. Be careful with using other’s materials: all the content on the Internet is somebody’s intellectual property (copyright, trademark, etc), and you cannot borrow it unless some exceptions apply (fair use, fair dealing, etc.)

• Privacy respectful. Don’t share personal data of other people or the information they did not make publicly accessible (e.g., photos and posts shared only with friends).

• Family-friendly. Please do not use obscene or profane language. Money-saving is a thing to teach children, right? So use the language you would want you children to read.

We have a discretional right to interpret the said requirements to Content and to decide whether Content violates these rules. Our decisions on these matters are final and cannot be contested or objeted.

6. Reporting inappropriate content

We do not monitor all the Community on the regular basis (although we can do it from time to time), so your help in keeping the order is vitally important.

Everybody can report to the site administration that some content breaches the Community Standards and (or) Terms & Conditions by clicking a link “Report abuse” or by writing to us on the address contact@save-money.org.

When we receive such report, we review the questionable content promptly. If we decide that it breaches the rules, we hide it (make unseen). At the same time, we notify the author of the content of these actions. We do not explain the reasons for taking down the content though.

We notify the sender of abuse report about the decision on the report whether it is positive or negative.

If the author does not agree with the Community administrators’ decision, he or she can submit an appeal. We commit to examine it and to provide a verdict with explanation of our decision in 5 working days. This verdict is final and cannot be appealed. The arguable content remains unavailable during the appeal review.

7. Availability of Services

We commit ourselves to make all available efforts to provide uninterrupted access to the site. However, you accept that sometimes save-money.org may not be functioning properly due to: 1) equipment problems; 2) maintenance procedures; 3) reasons that are not under our control (such as failure of digital transmission links, hostile network attacks and any other). You agree that save-money.org is not to be held liable for such interruptions and acknowledge that we do not guarantee uninterrupted access to the save-money.org site.

save-money.org retains the right to stop providing its services partially or fully at any time without giving prior notice and without any further liability.

8. Technical requirements to use save-money.org

To use save-money.org, you are required to have a device that has a supported Internet browser, Internet access and compatible software installed on the device. Performance and accessibility of save-money.org site directly depend on these factors and the above mentioned requirements are solely your responsibility.

9. Electronic communication

You agree that all notices and other communications that we provide you electronically satisfy any legal requirement that such communications be in writing, unless mandatory applicable laws provide otherwise.

10. Security

We aim to make your use of save-money.org secure and protected. When we receive your information, we take several security measures in order to protect your personal information and prevent unauthorized access to such information. We offer secure “https” access to save-money.org site. Additionally, we regularly carry out monitoring of our systems in order to identify vulnerabilities and/or attacks.

However, please note that despite the above listed measures, we cannot guarantee complete security of your personal information. Therefore, we highly advise you to take all possible precautions.

You are responsible for maintaining privacy and security of your network to ensure personal information and data protection during transmission.

11. Intellectual Property Rights

All the exclusive rights, including intellectual property rights, to materials published or distributed by save-money.org belong to the Company or its partners.

You are not allowed to use our name, trademarks, service marks or any other intellectual property rights without our prior written consent, which we may or may not grant. You agree not to copy, distribute or modify content obtained from or through the save-money.org without our prior written consent.

The information that you obtain through save-money.org site, including, but not limited to, text-based content, may only be used within the prescribed limits and solely for personal non-commercial use. All rights not expressly granted to you are reserved by us.

12. Limitation of Liability

The Company is not to be held liable for any indirect, incidental, special, punitive, or consequential damages that derive from this agreement and/or 1) use of save-money.org site; 2) losses of any kind that result from the use of Save-Money.org; 3) unauthorized access or use of any personal and/or financial information; 4) errors in transmission or interruption of access to the save-money.org; 5) viruses or other harmful features that may be acquired through the use of save-money.org site. The limitation of liability is essential and aims to reflect a fair allocation of risk. In jurisdictions which do not permit exclusion or limitation of damages, you agree that the liability of save-money.org shall be limited to the fullest possible extent that is permitted under the laws of such jurisdiction.

save-money.org contains hyperlinks to MSS operated by third parties. Such hyperlinks are provided for your reference only. We do not control these websites and are not responsible for their contents or the privacy or other practices of such websites.

13. Validity of the site content

The Company does not endorse, approve, verify or certify any information that is available on or through the site, as well as it does not guarantee the accuracy, completeness or validity of such information. Information that is found on or through the save-money.org site may not be up to date and the Company is not responsible for updating such information. Moreover, such information may be amended without prior notice. All content which is available or on through the site is provided on “as is” basis. The use of the provided information is voluntary and such information should only be relied upon after independent assessment of its accuracy and relevance. If you has entered in a dispute with one or several other save-money.org users, you are not to hold the Company (our officers, directors, agents, subsidiaries, joint ventures and employees) responsible for any claims, demands and damages of every kind and nature, direct or indirect, known or unknown, arising out of such dispute.


14. General Disclaimer


15. Minor users

Children may use save-money.org under the consent of their parents or other legal representatives and if information from save-money is supposed to be appropriate to them according to law of their country of citizenship and/or residency. This consent is presumed to be given. All the actions that may be taken by a save-money.org user according to these Terms & Conditions may be taken by a legal representative of a minor on their behalf.

16. Applicable law and jurisdiction

The following Terms & Conditions are governed by and shall be interpreted under the federal law of Switzerland and the law of Cantone of Geneva, without giving effect to their conflict of law rules.

In case of a dispute between you and us, you should first contact us directly by mail at contact@save-money.org to try to solve the conflict peacefully. If negotiations fail, Tribunal Court of Geneva, Switzerland will have the sole jurisdiction over any actions or proceedings arising from or related to this Agreement.

17. Indemnity

You agree to defend, indemnify and hold harmless the Company and its subsidiaries, affiliates, officers, agents, employees and partners from and against all claims and expenses, including, but not limited to, attorney fees, arising out of the use of save-money.org site and its related services.

18. Separability clause

If one or several clauses of the present Terms & Conditions are held to be illegal or otherwise unenforceable or invalid, such clauses shall not affect the validity of other clauses of the Terms &Conditions.

19. Contact us

In case you have any inquiries or you would like to receive further information, we encourage you to contact our support services, who will proceed with your request. You can contact us through save-money.org website: write us by e-mail at contact@save-money.org or by post:

Yukon SNC Management Ltd

Strovolou 77, STROVOLOS CENTER, 2nd floor, Flat/Office 204, 2018, Nicosia, Cyprus